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投資與股票 | 現金課程 | PragerU 兒童
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00:00
foreign [Music] have you seen the price of Apple it's
外國 [音樂] 你看過蘋果的股價嗎?它
00:03
gone through the roof Tesla don't get me started on Tesla should have bought that when it was
已經漲到天上去了。特斯拉,別跟我提特斯拉,早該在它
00:09
cheaper no mistake what are you talking about
便宜的時候買了。別開玩笑了,你在說什麼?
00:13
talking about stocks what is a stock seriously you know what stocks are no I
說的是股票。什麼是股票?認真的,你知道股票是什麼嗎?沒有,我
00:20
don't watch this episode of stocks are a kind of investment that
不知道。請收看本集。股票是一種投資,
00:28
represents portions or shares of a company shares are sold as a way to raise Capital which is money that
代表一家公司的部分或股份。股份被出售是為了籌集資本,也就是資金,
00:35
enables the company to grow and you know make more money when people buy shares they are investing in the company in
使公司能夠成長,你知道,賺更多錢。當人們購買股票時,他們就是在投資這家公司,
00:42
hopes of growing their money too as the company becomes more profitable buying stock in a company makes you a part
希望也能讓自己的錢增值。隨著公司變得越來越賺錢,購買一家公司的股票會讓你成為該公司的
00:48
owner also known as a shareholder of the company the more shares you buy the more of the company you own and as a part
部分所有者,也稱為股東。你買的股份越多,你就擁有這家公司越多,作為公司
00:56
owner of the company you may even have the right to vote on certain company matters the more shares you have the
的部分所有者,你甚至可能擁有對某些公司事務的投票權。你擁有的股份越多,
01:02
more votes you have investors with a lot of ownership take voting very seriously since it can impact their investment but
你的投票權就越大。擁有大量股權的投資者非常重視投票權,因為這可能會影響他們的投資。但是
01:10
how does someone make money investing in stocks keep listening they'll tell you keep
投資股票如何賺錢?請繼續聽,他們會告訴你。請
01:15
watching well if the company grows and does financially well the value of your shares increases on the other hand that
繼續觀看。如果公司成長且財務狀況良好,你的股份價值就會增加。另一方面,
01:23
the company doesn't do so hot your shares will decrease in value let's say for example company X's stock is ten
如果公司表現不佳,你的股份價值就會下降。假設公司 X 的股票價格為每股
01:31
dollars per share and you purchase 10 shares let's then say the company does well and the stock price raises to 15
十美元,而你購買了 10 股。然後,假設公司表現良好,股價上漲到每股
01:38
per share and you decide to sell your shares congrats you've made fifty dollars that's what I'm talking about
十五美元,你決定出售你的股份。恭喜你,你賺了五十美元。這就是我在說的。
01:45
what are you talking about on the other hand if the price drops to five dollars per share and you decide to
你在說什麼?另一方面,如果價格跌至每股五美元,而你決定
01:52
sell you've lost fifty dollars and if the company goes bankrupt well you may lose all of your principal investment
出售,你就損失了五十美元。如果公司破產了,你可能會損失你所有的本金投資。
02:00
are you serious sounds like they're pretty serious it can definitely be stressful the price
認真的嗎?聽起來他們很認真。這肯定會讓人感到壓力。
02:07
of a stock fluctuates almost daily and can be dependent on lots of factors beyond a company's control like a
股票價格幾乎每天都在波動,並且可能受到公司無法控制的許多因素的影響,例如
02:14
competitor releasing a new product negative national news or the performance of the overall economy
競爭對手推出新產品、負面的國家新聞或整體經濟表現
02:20
prices are also driven by supply and demand when there are more interest in buyers and fewer shares available the
價格也受供需驅動,當買家興趣濃厚但可供股票減少時
02:27
price of that stock typically increases and vice versa long term though the value of a company shares tends to be
該股票價格通常會上漲,反之亦然。然而,從長遠來看,公司股票的價值往往基於其實際成功,但所有股票都一樣嗎?
02:34
based on its actual success but are all stocks the same that's what I want to know sucks it sucks are you even
這就是我想知道的。討厭,討厭,你有在聽嗎?
02:41
listening well some stocks are considered higher risk than others for example investing in smaller companies
嗯,有些股票被認為比其他股票風險更高。例如,投資小型公司
02:48
and startups could bring very high returns since there's potentially lots of room for growth leading to
和新創公司可能會帶來非常高的回報,因為有很大的成長空間,導致
02:54
appreciation of its stock price these stocks tend to be higher risk because it could take a while to appreciate or it
其股價增值。這些股票往往風險較高,因為可能需要一段時間才能增值,或者如果公司難以成長,甚至可能貶值。
03:00
could even depreciate if a company struggles to grow on the other hand investors can buy shares of more
另一方面,投資者可以購買較成熟公司的股票
03:07
well-established companies often called value stocks investing in these companies is usually less risky but
,這些公司通常被稱為價值股。投資這些公司通常風險較低,但
03:13
there's also often less room for growth in a place of price appreciation these companies sometimes pay shareholders and
價格增值的成長空間通常也較小。這些公司有時會向股東支付
03:21
dividends Dividends are a portion of a company's net profits periodically paid to shareholders based on how many shares
股息。股息是公司淨利潤的一部分,根據股東持有的股份數量定期支付給股東
03:28
they hold and these can be paid out in various forms like cash discounts or even more shares
,這些股息可以以現金、折扣甚至更多股份等多種形式支付。
03:34
to balance the risk investors often diversify their Investment Portfolio this means they've purchase stocks
為了平衡風險,投資者通常會分散其投資組合。這意味著他們購買股票
03:40
across different markets and purchase different types of Investments in other words they don't put all of
跨越不同的市場並購買不同類型的投資。換句話說,他們不會把所有的
03:46
their eggs in one basket what are you doing buy some stuff
雞蛋放在同一個籃子裡。你在做什麼?買點東西。
03:54
some stuff you can't just call Apple and buy their stocks he's right people have to buy and sell
買點東西。你不能直接打電話給蘋果公司買他們的股票。他說得對,人們必須買賣
04:01
stocks at a stock exchange there are exchanges all over the world but two of the largest public stock
股票在證券交易所。世界各地都有交易所,但兩個最大的公開股票
04:08
exchanges are located in the United States the New York Stock Exchange NYSE and the NASDAQ and most investors
交易所位於美國:紐約證券交易所 (NYSE) 和納斯達克 (NASDAQ)。大多數投資者
04:17
typically use an intermediary like a professional stock broker or many of the do-it-yourself online platforms
通常會透過專業股票經紀人或現今許多自助線上平台等中介機構進行交易。
04:23
available today now that you know a bit about how stocks work consider the following one research
既然您對股票的運作方式略有了解,請考慮以下幾點:一、研究
04:31
before investing don't just take advice from your uncle's friend's dog walker or follow the latest Trend in hype take
在投資之前,不要只聽信你叔叔的朋友的遛狗師的建議,或追隨最新的熱門趨勢。
04:39
advantage of the many educational resources available online that are often for free 2.
善用網路上許多免費的教育資源。
04:44
determine your risk tolerance do you want to invest long term or short
確定你的風險承受能力。你想長期投資還是短期投資?
04:49
term are you looking for higher risk and price appreciation or lower risk and dividend returns these considerations
你是在尋求高風險和價格上漲,還是低風險和股息回報?這些考量
04:55
will influence what type of stock purchases you make three stay calm investing in stocks can lead to huge
將影響你購買哪種類型的股票。三、保持冷靜。投資股票可能會帶來巨大的
05:03
swings of emotions from great highs to low lows and we all know that acting on pure emotion can result in some bad
情緒波動,從極高的興奮到極低的沮喪。我們都知道,僅憑情緒做出的決定可能會導致糟糕的
05:11
financial choices so don't panic remember step one and keep researching the more you understand the way the
財務選擇。所以不要恐慌,記住第一步,並持續研究。你越了解
05:17
stock market moves the less likely you are to make irrational decisions buying and selling stocks is an
股市的運作方式,就越不可能做出不理性的決定。買賣股票是強勁且不斷增長的經濟的重要組成部分。
05:24
important part of the strong and growing economy companies get the capital they need to grow and investors get to make a
公司獲得了成長所需的資金,投資者則從公司的成長中獲利。
05:30
profit on the growth of that company especially for the future of your money remember stocks are not the right
尤其是為了你的金錢的未來,請記住,股票並非適合每個人的投資。
05:37
investment for everyone so make sure to study your different options before investing
所以在投資前,請務必研究你的不同選項。
05:43
I don't care how many you have to buy I want every stock [Music]
我不在乎你必須買多少,我想要每一支股票 [音樂]
05:51
watch more at prageru kids.com and parents don't forget to subscribe
在 prageru kids.com 上觀看更多內容,家長們別忘了訂閱。

投資與股票 | 現金課程 | PragerU 兒童

📝 影片摘要

本單元「投資與股票」是PragerU兒童「現金課程」系列的一部分,旨在以簡單易懂的方式向兒童介紹理財基礎知識。課程內容將會解釋投資的意義,以及為什麼人們需要投資來讓金錢成長。影片會深入淺出地說明股票是什麼,以及購買股票代表著什麼——即成為一家公司的小股東。它將強調投資並不是一夜致富的快速方法,而是需要耐心和長期規劃的過程。此外,單元也會觸及投資中可能存在的風險與潛在的回報,教導孩子們如何理解風險與報酬的平衡,以及多元化投資的重要性,避免將所有雞蛋放在同一個籃子裡。透過生動的例子和兒童友善的語言,這堂課旨在培養孩子們對財富增長和負責任理財的初步認知,為他們未來的財務素養奠定基礎。

📌 重點整理

  • 投資是讓金錢為你工作,使其隨著時間增長的方式。
  • 股票代表你擁有一家公司的一小部分,當公司表現良好時,你的股票價值可能會增加。
  • 投資有潛在的回報,但也伴隨著風險,理解兩者之間的平衡至關重要。
  • 長期投資和耐心是成功的關鍵,不要期望快速獲利。
  • 分散投資(多元化)可以幫助降低風險,避免將所有資金投入單一標的。
📖 專有名詞百科 |點擊詞彙查看維基百科解釋
投資
Investment
股票
Stock
公司
Company
利潤
Profit
損失
Loss
風險
Risk
多元化
Diversification
股息
Dividend
市場
Market
成長
Growth

🔍 自訂查詢

📚 共 10 個重點單字
Investment /ɪnˈvɛstmənt/ noun
the act of putting money into something to make a profit or gain a financial return.
投資;投入資金
📝 例句
"Investment is when you put your money into something hoping it will grow."
投資就是你把錢投入某個東西,希望它能增長。
✨ 延伸例句
"Many people make investments in the stock market."
許多人都在股票市場進行投資。
Stock /stɒk/ noun
a share of the value of a company that can be bought, sold, or traded.
股票;股份
📝 例句
"When you buy a stock, you own a tiny piece of a company."
當你買進一檔股票時,你就擁有了公司的一小部分。
✨ 延伸例句
"The company's stock price went up today."
這家公司的股價今天上漲了。
Company /ˈkʌmpəni/ noun
a business organization that makes or sells goods or services.
公司;商號
📝 例句
"Many companies sell their products or services to earn money."
許多公司銷售他們的產品或服務來賺錢。
✨ 延伸例句
"She works for a large technology company."
她在一家大型科技公司工作。
Profit /ˈprɒfɪt/ noun
money that is gained from something, especially the money that remains after all the costs are paid.
利潤;收益
📝 例句
"When your stock goes up in value, you can make a profit."
當你的股票價值上漲時,你就可以獲利。
✨ 延伸例句
"The company reported a record profit this quarter."
該公司本季度報告了創紀錄的利潤。
Loss /lɒs/ noun
the fact of no longer having something or of having less of something; money that has been lost by a business.
損失;虧損
📝 例句
"Sometimes, if a company doesn't do well, you might experience a loss."
有時候,如果公司表現不佳,你可能會蒙受損失。
✨ 延伸例句
"The company suffered a significant loss last year."
該公司去年遭受了重大損失。
Risk /rɪsk/ noun
the possibility of something bad happening.
風險
📝 例句
"Every investment has some kind of risk, big or small."
每項投資都有某種風險,或大或小。
✨ 延伸例句
"It's important to assess the risks before making a decision."
在做決定之前評估風險很重要。
Diversification /daɪˌvɜːrsɪfɪˈkeɪʃn/ noun
the process of spreading investments across various assets to reduce risk.
多元化;分散投資
📝 例句
"Diversification means not putting all your eggs in one basket."
多元化意味著不要把所有雞蛋放在同一個籃子裡。
✨ 延伸例句
"Diversification is a key strategy for managing investment risk."
多元化是管理投資風險的關鍵策略。
Dividend /ˈdɪvɪdɛnd/ noun
a sum of money paid regularly (typically annually) by a company to its shareholders out of its profits.
股息;紅利
📝 例句
"Some companies pay a dividend, which is a small part of their profit shared with you."
有些公司會支付股息,這是他們利潤中一小部分與你分享的。
✨ 延伸例句
"The company announced a quarterly dividend payment."
該公司宣布了季度股息支付。
Market /ˈmɑːrkɪt/ noun
a place or system where goods and services are bought and sold; specifically, the stock market.
市場;股市
📝 例句
"The stock market is where people buy and sell company stocks."
股票市場是人們買賣公司股票的地方。
✨ 延伸例句
"The financial market can be very complex."
金融市場可能非常複雜。
Growth /ɡroʊθ/ noun
the process of increasing in size, amount, or degree.
成長;增長
📝 例句
"We hope our investments will show good growth over time."
我們希望我們的投資能隨著時間顯示良好的增長。
✨ 延伸例句
"The company has experienced significant growth in recent years."
該公司近年來經歷了顯著增長。
🎯 共 10 題測驗

1 What is the main idea behind 'investment'? 「投資」背後的主要理念是什麼? What is the main idea behind 'investment'?

「投資」背後的主要理念是什麼?

✅ 正確! ❌ 錯誤,正確答案是 C

Investment is about putting money into assets with the expectation of generating income or profit, essentially making your money grow.

投資是將錢投入資產,期望能產生收入或利潤,本質上是讓你的錢增長。

2 What does buying a 'stock' mean? 購買「股票」意味著什麼? What does buying a 'stock' mean?

購買「股票」意味著什麼?

✅ 正確! ❌ 錯誤,正確答案是 C

A stock represents a share of ownership in a company. Buying a stock means you become a part-owner.

股票代表著一家公司的所有權份額。購買股票意味著你成為該公司的部分所有者。

3 True or False: Investing always guarantees you will make money. 對或錯:投資總是保證你會賺錢。 True or False: Investing always guarantees you will make money.

對或錯:投資總是保證你會賺錢。

✅ 正確! ❌ 錯誤,正確答案是 B

Investing involves risk, and there is no guarantee of making money. You can also lose money.

投資涉及風險,不能保證一定會賺錢。你也有可能會虧損。

4 What is 'profit' in the context of stocks? 在股票的背景下,「利潤」是什麼? What is 'profit' in the context of stocks?

在股票的背景下,「利潤」是什麼?

✅ 正確! ❌ 錯誤,正確答案是 B

Profit is the financial gain, specifically when you sell a stock for a higher price than you paid for it.

利潤是財務上的收益,特別是指你以高於買入價的價格出售股票時所賺取的額外金錢。

5 Why is 'diversification' important in investing? 為什麼「多元化」在投資中很重要? Why is 'diversification' important in investing?

為什麼「多元化」在投資中很重要?

✅ 正確! ❌ 錯誤,正確答案是 C

Diversification means spreading your investments across different assets to reduce the overall risk. If one investment performs poorly, others might do well.

多元化意味著將你的投資分散到不同的資產中,以降低整體風險。如果一項投資表現不佳,其他投資可能表現良好。

6 Which of these is NOT a characteristic of long-term investing? 以下哪項不是長期投資的特點? Which of these is NOT a characteristic of long-term investing?

以下哪項不是長期投資的特點?

✅ 正確! ❌ 錯誤,正確答案是 B

Long-term investing emphasizes patience and growth over extended periods, not quick riches.

長期投資強調耐心和長期增長,而不是快速致富。

7 What is a 'dividend'? 什麼是「股息」? What is a 'dividend'?

什麼是「股息」?

✅ 正確! ❌ 錯誤,正確答案是 B

A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits.

股息是公司向其股東支付的款項,通常是利潤分配的一部分。

8 If a company does very well, what might happen to the value of its stock? 如果一家公司表現非常好,它的股票價值可能會發生什麼? If a company does very well, what might happen to the value of its stock?

如果一家公司表現非常好,它的股票價值可能會發生什麼?

✅ 正確! ❌ 錯誤,正確答案是 C

When a company performs well, its stock value typically increases as more people want to own a part of a successful business.

當一家公司表現良好時,其股票價值通常會上漲,因為更多人希望擁有一家成功企業的一部分。

9 What term describes the possibility of something bad happening in an investment? 哪個詞彙描述了投資中可能發生壞事的可能性? What term describes the possibility of something bad happening in an investment?

哪個詞彙描述了投資中可能發生壞事的可能性?

✅ 正確! ❌ 錯誤,正確答案是 C

Risk refers to the possibility of losing money or not achieving the expected returns on an investment.

風險是指在投資中可能虧損或未能達到預期回報的可能性。

10 Which of these is a good reason to start learning about investing when you're young? 以下哪一個是從小學習投資的好理由? Which of these is a good reason to start learning about investing when you're young?

以下哪一個是從小學習投資的好理由?

✅ 正確! ❌ 錯誤,正確答案是 C

Learning about investing early helps build financial literacy and prepares you to make smart financial decisions in the future.

從小學習投資有助於建立財務素養,並為你未來做出明智的財務決策做好準備。

測驗完成!得分: / 10