Investors are increasingly turning to BlackRock for low‑cost, index‑based exchange‑traded funds (ETFs). The company ended 2025 with about $14兆美元 in assets under management, after attracting nearly 7,000億美元 of new client money.

The firm highlighted its iShares ETFs as standout performers driving this growth.

While iShares index ETFs are among the most popular choices alongside products from Vanguard, Invesco and State Street, concentrating on a single fund family does not guarantee investment success. What matters more is the 資產配置， aligned with an investor’s objectives, time horizon and risk tolerance.

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The Funds Aren’t the Plan

It’s possible to own a particular collection of iShares ETFs, or those from any other provider, and still have a portfolio that doesn’t work, says Doug Greenberg, founder and president of Pinnacle Wealth Advisors in Austin, Texas. “The funds aren’t the plan,” he says. “The amount that is invested, how they work together and, separately, when you rebalance, how they line up with your actual life — that’s the plan.”

Researching individual funds, while helpful, isn’t the only step toward constructing a balanced portfolio.

“I have been a wealth advisor for 33 years, and the clients who sleep well aren’t the ones who picked the best fund. They’re the ones who thought it through before they had to,” Greenberg adds.

The article then lists five popular iShares ETFs issued by BlackRock. While these can be components of a diversified portfolio, these funds are not, by themselves, the ticket to a successful investing outcome:

iShares Core S&P 500 ETF (IVV)

• Second‑largest ETF, behind Vanguard’s VOO and ahead of SPDR’s SPY.
• Low expense ratio of 0.03% makes it attractive to investors and advisors.
• The S&P 500 index represents about 50% of global equity market capitalization and about 80% of U.S. equity market cap.
• Growth stocks have driven recent performance; in 2026, sectors like tech and consumer discretionary are under pressure, causing year‑to‑date declines for this ETF.
• Provides easy, inexpensive access to a core market segment widely held by investors globally.

iShares Core MSCI EAFE ETF (IEFA)

• Tracks large‑, mid‑ and small‑cap stocks from developed markets outside the U.S. and Canada; Japan and the U.K. are top‑weighted.
• Expense ratio 0.07%, slightly higher than IVV, reflecting added complexity of managing foreign markets, currency conversions, foreign taxes and less liquid markets.
• “IEFA provides exposure to developed international markets, which is often an overlooked component in U.S.-centric portfolios,” says Osman Minkara, founder and managing director of CIG Capital Advisors in Southfield, Michigan.

iShares Core U.S. Aggregate Bond ETF (AGG)

• Bonds serve as portfolio ballast and deliver reliable income.
• Core bonds have attracted attention as interest rates rose.
• “AGG isn’t exciting,” Greenberg says. “It’s not supposed to be. It’s stability and income.”
• Holds government and investment‑grade corporate bonds; low expense ratio of 0.03% driven by scale, simplicity, high‑quality liquid bonds.
• Used as part of cash‑flow planning; Greenberg advises not to spend principal to generate income and to build the portfolio to do it for you.

[Read: 9 of the Best Bond ETFs to Buy Now.]

iShares Core MSCI Emerging Markets ETF (IEMG)

• Emerging markets can outperform developed‑market stocks in certain cycles but with higher volatility.
• Tracks an index of 2,657 stocks from 24 emerging‑market countries; Taiwan Semiconductor Manufacturing Co. Ltd. (TSM) accounts for about 12% of the portfolio.
• Expense ratio 0.09% reflects higher costs of investing in less liquid, less regulated markets.
• Will Allen, financial advisor and owner of Sentara Capital in Marietta, Georgia, warns of high exposure to Chinese stocks (about 23% of the portfolio) and notes limited shareholder protections in China.

iShares Russell 1000 Growth ETF (IWF)

• Tracks U.S. large‑ and mid‑cap stocks selected based on earnings and sales growth forecasts.
• Expense ratio 0.18%, higher than plain‑vanilla index ETFs; requires more frequent rebalancing and screening, adding cost.
• Beta of 1.18, meaning it moves about 18% more than the S&P 500.
• Outperformed the S&P 500 during years of U.S. growth‑stock dominance, but underperformed in 2026 as those sectors face headwinds.

More from U.S. News

5 Best BlackRock ETFs to Buy Now originally appeared on usnews.com

Update 04/03/26: This story was published at an earlier date and has been updated with new information.

分析師觀點

From my 33 years of wealth‑advisory experience, the investors who truly sleep well at night are not those who merely select the “best” fund; they are the ones who have already mapped out their life‑stage goals, risk tolerance and rebalancing schedule before they actually need to act. In my view, the real planning lies in how the holdings are combined, when they are rebalanced, and whether they align with one’s personal financial timeline — not just in the ticker symbols themselves.